Business Financial Planning Services™

Business Financial Planning Services

This guide provides a complete playbook for delivering business financial planning services to manufacturing, trading, and service clients across India. It covers the entire lifecycle of financial planning — from client discovery and diagnostic analysis to budgeting, forecasting, tax planning, financing strategy, and performance tracking.

Client Segmentation & Sector Characteristics

1. Manufacturing: Capital-intensive; focus on financing, cost control, and subsidy mapping.
2. Trading: Inventory-driven; emphasize supplier credit and inventory optimization.
3. Services: Talent & cash-flow intensive; focus on pricing, profitability, and working capital cycles.

Financial Planning Process

1. Phase 1 — Data Intake: Collect financials, clean data, and reconcile accounts.
2. Phase 2 — Diagnostics: Analyze ratios, identify margin/cashflow gaps.
3. Phase 3 — Solutions: Budgeting, funding strategy, tax planning, and cost control.
4. Phase 4 — Monitoring: Review KPIs, adjust models, and ensure long-term sustainability.